Compute the SIP required to reach your retirement corpus — includes inflation, step-up SIP, and existing corpus options.
💡 Advanced Settings let you include expected monthly income during retirement, add your existing corpus, and enable a Step-Up SIP to increase investments yearly.
⚠️ Results are illustrative. Use for planning purposes only.
Achieve a secure retirement with smarter, structured planning. Use SIP, step-up, and inflation-adjusted strategies to build and sustain your retirement corpus.
Build your retirement fund with regular SIPs, or boost your plan by including your existing savings. The calculator combines both for a realistic projection.
At 6% inflation, ₹1 lakh monthly expenses today will need ₹3.2 lakhs in 20 years. Always plan for inflation to protect your lifestyle.
Increase your SIP each year as your income grows. Step-Up SIP helps you reach big goals with a smaller starting amount, making retirement planning easier.
Estimate safe monthly withdrawals from your corpus after retirement, so your savings last your lifetime.
Add expected income sources, adjust for inflation, and personalize your plan with step-up SIPs and existing corpus options.
It is the total amount of money you’ll need at the start of retirement to maintain your desired lifestyle for the rest of your life.
Inflation reduces the future purchasing power of money. The calculator adjusts your monthly expenses to account for this.
Yes. You can toggle “Include Existing Corpus” to factor in your current savings or investments.
A Step-Up SIP increases your investment annually by a fixed percentage, allowing you to invest more as your income grows.
They are based on mathematical formulas and do not guarantee future returns. Use them as a guide for planning purposes.